Greg Davis: There is been a whole lot of problem about the R phrase “recession”. What’s your team’s feelings in phrases of the chance that we’re going to enter a recession and what you would be looking out for?
Joe Davis: Well, unfortunately, Greg, you know the U.S. financial system is going to enter a deep recession. You know, the character of the endeavours to consist of the virus has also led to closures or suspension of a whole lot of business enterprise exercise, especially in the support sector. And so our estimate is that the financial system will