Tim Buckley: Karin, as you know, I’m a small bit of a geek when it arrives to technology behind all the assistance that you offer. And I feel it is practical for our shoppers to know the sophistication behind it. So whether or not you’re a retiree or a pre-retiree, we’re thinking of thousands of various market simulations to make absolutely sure your portfolio can hold up. So when we say that we’ve truly stress-analyzed your portfolio, we’ve assumed about times like we’re likely through suitable now.
Karin Risi: That is just suitable. What you’re describing is Monte Carlo simulation. And as you explained, we strain-examination the portfolio in opposition to ten,000 scenarios—one just like this, and truly, lots of that are even even worse than this. So our portfolios are designed to climate this volatility.